504 Advisors

Commercial Owner & Non-Owner-Occupied Loans & Lending

We can tailor a loan that aligns your business needs with your location. Our Conventional CRE Financing Programs can be used to purchase, refinance and cash out Owner Occupied and Investment Commercial properties, including office, retail, light industrial and mixed-use properties.

Owner Occupied financing is ideal for improving commercial property you own or are looking to buy, and/or retrofitting a location to meet the demands of your business.

Commercial Owner Occupied

•           Office, Commercial Condo,
            Industrial, Warehouse,
            Retail and Medical
•           Loans from $1M to $15MM
•           LTV – 60% – 75%
•          Fixed Rates Starting at 4%
•          Term – 3, 5 & 30 year fixed
•          Amortizations up to 30 years
•          Minimum Credit Score – 650
•          No Land

Commercial Non-Owner Occupied

•             Office, Industrial, Warehouse, Retail,
              Medical, Self-Storage, Mixed-Use
•             Loans from $1M to $25MM
•             LTV – 60% – 75%
•             Fixed Rates Starting at 4%
•             Term – 3, 5 & 30 year fixed
•             Amortizations up to 30 years
•             Minimum Credit Score – 650
•             No Land

Commercial Owner & Non-Owner-Occupied Loans & Lending

We can tailor a loan that aligns your business needs with your location. Our Conventional CRE Financing Programs can be used to purchase, refinance and cash out Owner Occupied and Investment Commercial properties, including office, retail, light industrial and mixed-use properties.

Owner Occupied financing is ideal for improving commercial property you own or are looking to buy, and/or retrofitting a location to meet the demands of your business.

Commercial Owner Occupied

•           Office, Commercial Condo,
            Industrial, Warehouse,
            Retail and Medical
•           Loans from $1M to $15MM
•           LTV – 60% – 75%
•          Fixed Rates Starting at 6%
•          Term – 3, 5 & 30 year fixed
•          Amortizations up to 30 years
•          Minimum Credit Score – 650
•          No Land

Non-Commercial Owner Occupied

•             Office, Industrial, Warehouse, Retail,
              Medical, Self-Storage, Mixed-Use
•             Loans from $1M to $25MM
•             LTV – 60% – 75%
•             Fixed Rates Starting at 6%
•             Term – 3, 5 & 30 year fixed
•             Amortizations up to 30 years
•             Minimum Credit Score – 650
•             No Land

To qualify the borrowers must be engaged in:

1. Aggregating, processing, manufacturing, storing, transporting, wholesaling, or distributing food.
2. Commercial food production, either directly or through contractual, lease, or service agreements.
3. Start-up or expand food supply chain activities including aggregating, processing, manufacturing, storing, transporting, wholesaling, or distributing food

To qualify the borrowers must be engaged in:

1. Aggregating, processing, manufacturing, storing, transporting, wholesaling, or distributing food.
2. Commercial food production, either directly or through contractual, lease, or service agreements.
3. Start-up or expand food supply chain activities including aggregating, processing, manufacturing, storing, transporting, wholesaling, or distributing food